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| 30 YEAR FIXED MORTGAGE offers low mortgage rates on purchase or refinance home loans with the security of knowing your payments won't change after you refinance or buy a home, no matter how much rates fluctuate. FHA MORTGAGE Take advantage of refinancing your home with as little as 5% equity. An FHA mortgage refinance offers the benefit of a federally insured home loan with the low fixed mortgage rate you are looking for. JUMBO MORTGAGE Need a larger home loan with a smaller rate and lower payments? Finding the right Jumbo Loan can be difficult. Let our experts do the work for you. USDA MORTGAGE Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. VA LOANS The VA Home Loan program allows veterans with qualifying income and credit to purchase a primary residence without putting any money down towards the sale price of the home, as long as that sale price does not exceed the appraised value of the home. Veterans do need money towards closing costs as well as earnest money, which the seller generally requires when a sales contract is signed. Closing costs may be paid by the seller, which can be negotiated when the sale price of the home is set. VA JUMBO LOAN Qualifying customers can now apply for a VA Jumbo Loan up to $1,000,000 utilizing the VALoans.com Super Max program. You can apply for a home loan with no money down under new VA Loans Maximum Guaranty Amount guidelines: No money down for qualified borrowers for home loans up to a maximum of $417,000 or the higher limits for certain counties. The VA guarantees the loan up to a maximum guaranty amount of 25% of the loan. Let's find the best loan for you. Once you've found or have the perfect home, you need the perfect loan to pay for it. If you don't see it - ASK Thank You For Choosing Earth Works Trust Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity |
| Home Mortgage - Purchase Loans - Mortgage Refinance - Rates - Home Equity |
| Home Purchase Loans and Mortgage Refinance Loans Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity With home ownership holding at roughly a ten year low, the idea of a fixed Mortgage Loans rate holds a lot of appeal to prospective homeowners. This is partially due to what many consumers have experienced over the last several years as the result of the worldwide recession. The fact is that an interest rate that is fixed rather than floating or variable means something solid and stable in a world that has of late been somewhat less stable than most of us would like. As consumers adjust to the new economic conditions locally and around the nation, the chance to take advantage of the currently low fixed rates is exciting and provides hope for the future. If you believe you are financially ready to become a homeowner, work with our professional mortgage staff to determine if now is the right time. Not only is it very important to work with us toward the many loan programs that meet your needs best for home buying or refinancing, but potential buyers should be mindful that they have as much responsibility in determining the practicality of accepting a mortgage with great mortgage rates as we have in deciding to offer that mortgage. To get started, please complete the LOAN REQUEST FORM by selecting the START LOAN REQUEST button. NO INITIAL CREDIT CHECK -- NO SENSITIVE INFORMATION FREE REQUEST Lower your monthly bills with mortgage refinance loans, debt consolidation loans, and home equity loans. |





| Need a low payment for your big loan? A Jumbo Mortgage offers a choice between fixed or adjustable rates, with maximum flexibility for home financing for larger loans. Need a loan between $417,000 and $2,000,000? Need flexible rates and terms? Need quick turn-around for your jumbo purchase or refinance? Your search ends here with our jumbo loan experts dedicated to personal service and the best loan options tailored to YOU! Plus. we have an A+ rating with the Better Business Bureau |
| Loan Amounts above $417,000 Lock In Your Lowest Payment Today! JUMBO LOAN Fixed and Adjustable Rates FHA JUMBO LOAN Higher loan limits and lower rates mean easier qualifying VA JUMBO LOAN 0 Down for loans up to your county limit SUPER JUMBO LOAN Loans exceeding $2,000,000 plus |
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